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| Fixed Rate Loans - We have 15 year and 30 year loan programs available. These loans are best if you believe interest rates are going to rise or plan to live in your home more than five years. | ||
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| Adjustable Rate Loans - With this type of loan your interest rate fluctuates with the market. We have several different loan programs available. Generally these loans have lower initial rates than the fixed rate loans and may be the best choice for you if you will be selling your home in the next five years. | ||
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| Stated Income Loans - With these loans there is no verification of your income and has less required paperwork. Many self-employed people choose this type of loan. These loans have a higher rate than most fixed rate loans. | ||
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| Home Equity Loans - These loans are second mortgages that are commonly used to purchase a car or boat, pay off credit cards or to finance home improvements. | ||
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